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With personal finance loans seeing a 12% uptick in Q2 2024 approvals, retail investors are using borrowed capital for stock portfolio diversification. S&P 500 futures reflect modest bullish sentiment, particularly in consumer discretionary companies, suggesting that credit availability correlates strongly with short-term equity rallies. While the federal EV tax credit has been discontinued, there could be local or state EV incentives — as well as rebates, discounts or incentives from automakers — that may be available to you. If you’re buying an EV, be sure to look into whether or not you qualify for those incentives, as many come with income or vehicle requirements. These are the best high-yield savings accounts today. We evaluated dozens of accounts to find the 10 best. See our picks based on interest rates, fees, and more. Market forecasts for August indicate sustained participation from retail investors using personal finance loans to enter high-conviction trades. Analysts suggest this debt-driven capital injection could temporarily offset tightening monetary policy impacts.